CareCo Protect + Go
Scooter Insurance
Scooter cover designed for people looking to insure their scooter against loss or damage and cover themselves against third-party liability claims.
With 3 policy levels to choose from, our insurance covers your scooter if it’s stolen or accidentally damaged. It also covers you if someone makes a claim against you for damage or injury you cause while using your scooter.
Our Enhanced policy even includes 24/7 CareCo Protect + Go Rescue in case you break down. Puncture Care is even available for an additional £9.99 per year if you need it.
Benefits of a CareCo
Protect + Go policy
- No upper age limit
- Cover for any user with the policyholder’s permission to use the scooter
- Liability cover, in case you cause an accident or damage when on your scooter
- Accidental damage, theft, and vandalism cover
- Cost of hiring new equipment, if your scooter needs repairing or replacing
- New-for-old replacement for scooters less than two years old for theft, and up to 3 years old for accidental damage. For second hand scooters, we’ll settle the claim based on market value
- Worldwide cover, including cover for damage caused by baggage handlers
- 24/7 Protect + Go Rescue included with our Enhanced level policy
For limitations and exclusions, please refer to the Insurance Product Information Documents (IPIDs) and Policy Wordings for our Economy, Essentials, and Enhanced Scooter & Powerchair insurance policies.
Why choose this cover
Puncture care†
Covers the cost of repairing a tyre puncture. No cover applies if you use your tyres while they’re punctured or damaged. Limit of £100 per claim and £200 per year applies.
Breakdown cover††
UK breakdown recovery and accident assistance. Cover includes recovery to your home, holiday accommodation in the UK, or a local repairer (up to 10 miles away).
Third party liability
Cover in case you cause an accident or damage to someone else or their property when out and about on your scooter.
For limitations and exclusions, please refer to the Insurance Product Information Documents (IPIDs) and Policy Wordings for our Economy, Essentials, and Enhanced Scooter & Powerchair insurance policies.
†Product available as optional add-on to Scooter & Powerchair Insurance policies, available at an additional cost.
††Breakdown Cover only available when purchasing Enhanced Scooter & Powerchair Insurance.
Still got questions?
Check out some of the common questions people ask about insurance for their scooter
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QIs my Scooter covered if I take it on holiday?
AYes, your scooter is covered worldwide for up to 21 days on our Economy and Essentials policies and 90 days on our Enhanced policy, so you can take it on holiday with you. Third Party Liability cover is excluded in the USA & Canada.
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QHow much is mobility scooter insurance?
AOur prices start from just £39* per year. Scooter insurance quotes depend on the type of mobility scooter you are insuring and the amount of coverage you require. It’s important to make sure you don’t automatically go for the cheapest mobility scooter insurance, but instead choose the correct amount of cover for your needs.*£39 price applies to Economy Scooter & Powerchair Insurance cover.
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QDoes my mobility scooter have to be insured at my own home?
AYou can either insure your mobility scooter at your home, or at a UK holiday home.
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QIs my manual wheelchair covered by my scooter insurance?
AYes, manual wheelchair cover is provided with all of our Scooter & Powerchair Insurance policies. There is a limit of £1,000 on Economy level policies and £2,000 on Essentials and Enhanced policies.
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QHow do I make a claim if my scooter breaks down?
AIf you are covered by our Enhanced Scooter & Powerchair Insurance and your scooter breaks down, you can simply give us a call on 0333 331 3886. Our Enhanced policy includes CareCo Protect + Go Rescue, which includes either recovery to your home, UK holiday accommodation or local repairer provided by breakdown experts Call Assist (if the destination is under 10 miles away). If you have either an Economy or Essentials policy, instead of CareCo Protect + Go Rescue, we provide policyholders with a recovery allowance of up to £100 per breakdown to make sure you can get home safely in the event of a breakdown.